Contractor Labour Insurance
Event Labour Insurance
Shops Labour Insurance
LSC INSURANCE CONSULTANTS LTD
SME Insurance Consultant
Property All Risk
Public Liability
IO Third Party Liability
Employee's Compensation
Management Liability
Free of Charge to extend Telemedicine Service!
Same premium for new graduates!
Material Damage
Third Party Liability
Employee's Compensation
With 40+ years of expertise, we tailor comprehensive insurance packages to manage your specific risks.
Property All Risk
Public Liability
IO Third Party Liability
Employee's Compensation
Management Liability
Free of Charge to extend Telemedicine Service!
Same premium for new graduates!
OUR SERVICES
Where comprehensive protection meets unmatched client advocacy
30+ insurance partners & 40+ years experience
With over 40 years of experience, we've cultivated deep relationships with 30+ leading insurers—relationships that translate into real advantages for your business. Our tenure gives us unmatched insight into carrier risk appetites and strong bargaining powers, allowing us to negotiate terms that newer brokers simply can't secure. For our clients, this means coverage that's not just comprehensive, but cost-optimised by four decades of institutional knowledge.
Long-term partnership
We take the time to learn your operations intimately, offering continuous support as your needs evolve. Our clients rely on us not just as brokers, but as long-term advisors invested in their stability. We assist clients in effectively managing their policies. We provide copies of policies, update policy information, process policy change requests, and support clients in making claims.
Your advocate, not just a broker
We operate with one simple principle: we work exclusively for you, not the insurance companies. We take the time to truly understand your unique challenges and priorities. We think proactively in your shoes, anticipating risks and opportunities you may not have considered. This client-first approach means we'll challenge insurers on unfair exclusions, negotiate better terms at renewal, and always prioritise what's right for your situation.
Limited Offer: 10% off
Event Third Party Liability
Hosting a Music Show? Party? ECA? A Booth at an Exhibition?
Requested by the organizer to purchase third party liability insurance? Whatsapp us now to get quotation tailored to your requirement!
ABOUT US
PROVIDING RISK SOLUTIONS SINCE 1984
LSC is one of Hong Kong’s leading corporate insurance brokers with expertise in offering specialised insurance solutions and bespoke advisory services. Partnered with 30+ insurance companies, we are confident to save you time and money by offering unbiased, independent and professional advice.
We partner with clients from various industries and of all sizes from individuals, SMEs to listed companies. With our advisor's extensive experience in the industry, we are confident to bring in a powerful combination of deep intellectual capital and sound industry knowledge to your plate, making insurance simple, affordable and efficient.
INCORPORATED OWNERS' INSURANCE
HAPPY CLIENTS
Why choose LSC?
| LSC (Broker) 保險經紀 | Agent 保險代理 | Insurer 保險公司 |
|---|---|---|---|
Works for | You (Client-focused advocacy) | The insurer they represent | Shareholders |
Choice of insurer | Compare 30+ insurers | Limited to 1-4 partnered insurers | Only sells own products |
Product scope | Comprehensive | Limited | Niche & Restricted |
Customisation | Tailored corporate solutions | Personalised life products | Standard package |
Risk advice | Proactive expertise | Basic guidance | Sales-driven |
Typical client profile | Corporate, SMEs, NGOs | Individual | Solo interest in one insurer |
Claim support | End-to-end advocacy (loss adjuster experience) | Limited (Relies on claims department) | Minimal, hotline experience |
Cost efficiency | Negotiated rates (Strong bargaining power with insurers) | Limited price options (Less bargaining power) | Fixed pricing |
Compliance help | Yes (E.g. HK ECO, Section 88) | Minimal | None |
Your best choice | Yes | No | No |
